Is it possible to only cover your child and not yourself on health insurance?

September 8th, 2008 | by Michael |
child health
jean grey asked:

The health insurance of employees … you can not cover the employee and only child?

  1. 4 Responses to “Is it possible to only cover your child and not yourself on health insurance?”

  2. By John K on Sep 12, 2008 | Reply

    i think you can threw blew cross and blue sheil. my wife and i where just checking on that and theye gave us a quote. hope thyis helps

  3. By turdl38 on Sep 15, 2008 | Reply

    I think that it would really depend on the company and things. You would probably have to ask both the company you work for and the insurance company. Many states, however, have state-sponsored childrens health insurance programs.

  4. By smilingireland on Sep 17, 2008 | Reply

    Hmmm….your child really needs you. Why would you not cover yourself? An illness can ruin a family financially and emotionally, and a death that could have been avoided, well that’s plain waste. I’m sure many insurance policies will cover your child. They want the business. But please consider the consequences of not covering yourself. It’s worth the cost….peace of mind and all that!

  5. By Chrys F on Sep 19, 2008 | Reply

    For EMPLOYEE health insurance, all terms are in the master policy between the employer and the underwriter. I doubt that you would be able to cover the child without the employee; however with the many blended families now it may be possible. Human resources at your firm would have the master policy. Covering the child outside of an employee policy would probablybe much cheaper, though…In addition, as mentioned below, if the family income is in range, you can take advantage of your state’s CHIP program designed specifically for uninsured children. I’ve been without without insurance for five years now, and cover my two teen age boys only with their school’s accident policy. It’s a risk, but all that I can afford.

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